so my eyes no longer burn and while I can still see I'd like to continue:
Discover Card has this new advert on television telling you how they now offer a service to help you pay down your debt. Its a planner that helps you calculate how much you owe on your various cards, then offers options best suited to you to help reduce your overall debt. In the ad, the shiny yellow ball, in response to a question an awed 'spectator' poses: "Why would a credit card want to help me?" or something like that.......anyway, the ball goes "There's no catch! We just want to help"
HA!! I've just left the site and you have to apply and be approved for a credit card before you can use it. No catch my rectum! Anyway for those of you who still would like to use the calculator, there's a free no catch no requirements one available on this website i like to visit. It offers all the same things Discover's sans the strings.
On a related note, the Capital One Design Your Card sucks just as much. You CAN'T pick your own rate, anyone who remembers that you have to have perfect credit to ever get that EVER will realise that. And anyway, the site tells you to. You also cant truly pick your rewards. It comes with either higher rates or idiotically high annual fee or sometimes (wait for it)....both!
i know people think thats unfair, but the so called "Nigerian email scams" prey on your greed. A little common sense and awareness of countries and cultures other than your own is sufficient to keep you from being conned. Besides, that sort of solicitation is illegal. The ones mentioned above aren't, and more people fall prey to those every day than anything else!
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